Registrations for Rs 10 Lakh Health Cover to Begin from September 23 in Punjab
Punjab residents will soon have access to an extensive health insurance scheme, with registrations opening on September 23, 2025. The state government announced that the program offers a health cover of up to Rs 10 lakh per family, aimed at making quality medical care accessible to low- and middle-income households.
What the Scheme Offers
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Coverage: Rs 10 lakh per family per year for medical treatments.
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Eligibility: All families holding a Punjab state identity card are eligible to register.
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Treatment Scope: Includes hospitalization, surgeries, critical illnesses, and certain outpatient treatments.
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Cashless Facility: Beneficiaries can avail treatments at empanelled hospitals without upfront payments.
Registration Process
Registrations for the scheme will begin from September 23, 2025, and can be completed online through the official government portal or at designated local health offices. Citizens are required to provide valid identification and basic family details to enroll.
Objective of the Program
The Punjab government aims to ease the financial burden of healthcare on families and ensure timely treatment. The scheme is expected to benefit millions of residents, particularly those who cannot afford high medical expenses.
Health Minister said, “This initiative is part of our commitment to universal healthcare and ensuring no family suffers due to medical costs.”
Empanelled Hospitals and Coverage Areas
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The scheme will include both government and private hospitals approved under the program.
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All major cities and districts in Punjab will have empanelled hospitals, ensuring wide accessibility.
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Emergency medical care and critical treatments will be prioritized under the scheme.
Who Can Benefit?
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Families below and above the poverty line
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Senior citizens who require frequent medical care
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Individuals with chronic illnesses or at risk of costly medical procedures
The initiative is expected to significantly reduce out-of-pocket expenses and provide peace of mind for families across Punjab.
FAQs – Punjab Rs 10 Lakh Health Cover
Q1: When will registrations for the health cover begin?
Registrations will start on September 23, 2025, through official portals and local health offices.
Q2: What is the maximum coverage under the scheme?
Each family is eligible for up to Rs 10 lakh per year for medical treatments.
Q3: Who is eligible for this health scheme?
All families with valid Punjab state identification are eligible, including both below and above the poverty line households.
Q4: Can beneficiaries avail cashless treatment?
Yes, the scheme allows cashless medical treatments at empanelled hospitals across Punjab.
Q5: What treatments are covered under the scheme?
Hospitalization, surgeries, critical illnesses, and certain outpatient procedures are included under the Rs 10 lakh health cover.
